Need home insurance?

A. Your homeowners insurance will not cover damage if a tree falls on your car. However, you may be able to file an auto insurance claim if you have comprehensive coverage on your car insurance policy. Comprehensive coverage typically helps pay to repair damage to your car caused by falling treeremove.barted Reading Time: 6 mins. If a tree falls on your house, homeowners insurance will likely cover the damage and possibly the cost of debris removal.

But there are certain situations where your homeowners insurance doesn’t cover damage caused by a falling tree. Check with your agent to be sure you understand the limitations of your homeowners treeremove.barted Reading Time: 5 mins.

Jul 25, How homeowners insurance covers tree damage. The way insurance covers tree damage varies between policies, but generally the following applies: You are covered if a tree or branch falls on your property due to a wind storm, lightning or other peril that’s included in your standard homeowners policy.

But you’re not covered for damage that’s considered a maintenance issue, such as not pruning Estimated Reading Time: 7 mins. Jul 08, “If the neighbor’s tree falls on your house, it’s your problem” says Gary Blackwell, an independent insurance agent based in Corinth, Maine. Your insurer may reimburse you for repairs to damaged Estimated Reading Time: 5 mins. Sep 14, Fallen tree damage and removal is generally covered if the tree landed on a covered structure and fell because of a covered peril, like heavy winds or a lightning strike.

But if your insurer can prove that the tree fell due to an exclusion in your policy, like termite damage.